Our cities sponsor many of the teaching hospitals, medical research facilities and laboratories of innovation which will make American medicine the envy of the global world. H.R. 3962 really helps to address these problems, making healthcare affordable, reducing uncompensated care and emergency division misuse and encouraging creativity in the provision of and compensation for care and disease avoidance. ‘Tens of millions of underinsured and uninsured Us citizens will get the kind of health insurance insurance coverage they are worthy of and, for far too long, have been denied. The center class households, the underserved, low minority and income citizens of our urban centers are the accurate winners in H.R.Shari Birnbaum, associate professor; Dr. Sumana Chakravarty, associate instructor; Dr. Scott Russo, postdoctoral research fellow; analysis professionals Ami Graham, Joseph Peevey and Kole Roybal; and Vaishnav Krishnan, MSTP college student. Researchers from Harvard University, the Veterans Affairs North Texas Health Care Program, Northwestern University and Howard Hughes Medical Institute contributed also. The study was supported by grants from the National Institute on Drug Abuse and the National Institute of Mental Health..